What Is Life And Health Insurance License

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What is life and health insurance license course

About the Life & Health Exam What are the topics covered on the Life & Health Exam? The Life & Health exam is broken down into seven parts. These topics include: Life and Health Insurance Basics Life Insurance Policies and Annuities Types of Health and Disability Policies Policy Provisions, Options, and Riders. Life & Health Practice Test. In 2026, the demand for insurance agents is expected to have grown by 10%. Minnesota, Oregon, and Wyoming are the only states with a passing rate of 75% or higher on the Life & Health Insurance exam. No formal education or experience is required to become a licensed life and health insurance agent.

Life And Health Insurance Agent

You'll have to pay a fee to take the exam. Some states require proof of course completion before you can register. Others require you to take the certificate with you to the testing center on exam day. Check with your state DoI for specific instructions.

Life And Health Insurance License Cost

  • For example in California, you have to schedule your exam online with PSI Exams. Click “Government/State Licensing Agencies.” Select California from the first drop-down list on the next page. From the list that appears, select “Department of Insurance.” Then, select the correct classification in the next list. There are four categories that contain health insurance.[13]
  • California applicants have to pay a $50 fee for the exam. Pay online with a major credit card. When you report to the testing site, bring a valid photo ID (California driver's license, military ID, or passport). Since you should have nothing else at the testing site, except a pencil and a sheet of scratch paper, you'll need to show proof of course completion before the exam day.[14]